With money being the root of so many relationship problems, it’s no surprise that most people don’t slip right on a date with bad credit.

More than a third, or 38%, of adults would reconsider a romantic relationship because of the other person’s debt, a jump of 12% from a year ago, according to a recent study by the finance site personal Finder.com.

In the wake of the Covid crisis, singles are looking for a partner in good financial health, according to the report. However, the type of debt was also a factor.

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These days, large debt is harder to avoid, especially for newbies. Most would write off at least some student debt, although the amount varies by generation.

Millennials said a balance over $ 12,000 was too high, while Gen X saw $ 15,000 unacceptable and baby boomers would include up to $ 34,000 in student loans. (In fact, about 7 in 10 college seniors graduate in the red, with about $ 30,000 in debt per borrower.)

In general, most people accept certain types of loans, especially when it comes to securing a house or a car. After the pandemic, many people also gave up more of their medical debt.

Credit card debt, however, was considered the most unacceptable, followed by loans from friends or family and high interest payday loans.

But how much debt is a deciding factor? Overall, the men are willing to be with a partner who owes up to about $ 40,000, Finder found. The threshold for women is lower: just over $ 34,000.

Finder surveyed more than 1,600 adults in the United States in January.

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